Plan now to avoid Christmas rent stress Thursday 14 November 2019
The festive period can be a busy and expensive time for many of us, with people preparing early to ensure they have enough money to pay for the presents and parties.
However, it is just as important to ensure that you continue to keep up with rent payments to avoid falling into arrears.
Putting a plan in place can help relieve some of the stress associated with the Christmas and new year period and will help you to manage your budget accordingly, including funds to cover direct debit payments – if this is your chosen method.
It is also important to be aware of when you usually make payments and any potential paypoint outlet closures that may require you to pay at a different time.
Our staff are also on hand to assist you all year round to avoid problems in paying rent.
We understand the hurdles of getting by on a limited budget and are ready to help when things seem difficult. Contact your housing officer, please don’t ignore our effort to contact you. We are able to support you and check entitlements to ensure that you receive the benefits you are eligible for. Alternatively, access our online benefit calculator by clicking here .
It is vital that you act quickly and inform us when issues do arise as legal action could be taken against you, if we can’t make contact with you to discuss your concerns and agree how you pay your rent.
Tenants who may be struggling with other financial issues can also seek advice and support through expert debt support at Citizens Advice or other specialist agencies. Expert advisers like this can help you and contact the companies you owe: banks, catalogues, loan companies, door-step collectors and so on, and should be able to arrange for you to make smaller payments until you are back on top of things.
So, every time you shop or go online, stop and think: can I afford this, not do I want to buy it? Your friends and family don’t want you to go into debt to buy them excess food or gifts for Christmas.
Make sure your money will go as far as possible. Look for tips on better ways to shop and other ideas from reliable resources, such as moneysavingexpert.com
Plan ahead now to ensure Christmas remains the most wonderful time of year and to avoid arrears coming down the chimney this festive season.
Citizens Advice - https://www.citizensadvice.org.uk/wales/
National Debtline - https://www.nationaldebtline.org
Money Advice Service - https://www.moneyadviceservice.org.uk/en
StepChange Debt Charity - https://www.stepchange.org
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