Affordable housing manager invites people to register their interest in affordable homes schemes acr Thursday 6 October 2016
Former Gwynedd Council housing strategy officer Catrin Roberts has joined Grŵp Cynefin as its affordable homes manager.
And now, Catrin has called for people priced out of buying a home at open market value, to contact the team to find out if they could be eligible for their affordable housing schemes in North Wales.
Grŵp Cynefin administers the affordable housing register for all six local authorities in North Wales. To do this, Catrin and her team assess applicants’ keen to find a home in any of the affordable housing schemes. They also aim to raise awareness and advise people of their housing options.
Catrin, who works from offices in Denbigh and Penygroes, said:
“Today, there are many options for people who may struggle to buy at full market value, to become homeowners. These options include shared ownership, home buy and shared equity.
“For example, with shared equity, you may see a new home with a market value of £220,000, but your income means you can only afford repayments on a mortgage of £110,000. In this instance, you could buy 50 per cent of the property, whilst Grŵp Cynefin retains the charge on the remaining 50 per cent. The percentage you fund would therefore be dependent on your income and the requirements of the scheme.
“The arrangement stays like that until you decide to sell, however many years later that is. Should you decide to sell then a current valuation of the property would be required and you would then receive the percentage you contributed dependent on the sale of the property. It’s a win-win situation and means that local people are given a helping hand to get on to the property ladder across north Wales.”
Catrin spoke during a visit to a nine-home affordable scheme nearing completion at Mynytho near Pwllheli.
She added: “These 3 bedroom properties are typical of modern affordable homes being built for sale today. Features include a fully fitted modern kitchen with built in gas hob, electric oven, extractor hood, fridge freezer and dishwasher. All homes have upstairs bathrooms and a downstairs shower room. Applicants will be able to choose the kitchen units and flooring and bathroom tiles”.
Grwp Cynefin is also exploring the possibility of developing new affordable housing schemes in: Penygroes, Waunfawr, Rhoshirwaun and Llanuwchllyn in Gwynedd plus a scheme in Rhewl, Denbighshire.
Catrin’s experience at Gwynedd Council included working in supportive housing and running schemes for homeless people, before switching to help develop the county’s housing strategy.
Of her new post at Grŵp Cynefin, she said: “There are plenty of options now beyond the traditional social housing model where you rent a property from a housing association. We can tell people quickly what kind of choices they would have.
“Shared ownership and shared equity are becoming more and more popular. They are a fantastic way to own your own home. For those not able to access social housing or able to purchase their own home we also have intermediate rent schemes, where a person pays rent for the accommodation at a higher rate than social housing, but lower than the market rent”
For further details, contact Grŵp Cynefin’s affordable homes team on 0300 111 2122 or email firstname.lastname@example.org.
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